You can raise credit score by 259 pts. Clean up credit report now

Posted by 1nspire

April 29, 2008

by Choice Harris

Excellent! You stopped by to read this short article. First let me introduce myself. My birth name is Choice; unusual I know. I’ve always been just a regular person. I’m from a small town in Alabama. I’m here to show you a real life way to clean up credit.

In the upcoming days and weeks we’re going to talk in plain language about this credit game that has so many people in bondage. Understand that I’m not an attorney and I do not hold a degree in credit repair. But I have picked up a lot of knowledge about how to raise credit score and clean up credit.

I must admit I excited and shaking in my boots at the same time because this is my first article. So thanks in advance for your support. My goal is to equip you with enough information to get your credit score high enough for the finer things in life.

So what are credit bureaus all about? The bottom line is they’re about making money hand over fist. And it’s all done at the expense of ruined lives and families.

You see the way it works is that most everybody you do business with reports your payment history (good or bad), to the credit bureaus. The credit bureaus charge them a fee to put your information on their files. The credit bureaus just accept what they say about you without any investigation at all, because they’re getting paid.

All this information the credit bureaus compile on you is put into a credit report. It shows how you pay your bills, if you are in bankruptcy, any law suits or tax liens, and so forth and so on.

It’s like they’re telling your life’s story. The sad thing is that a lot of time the information is wrong or at least reported with errors. But because of the money they make, the credit bureaus will report these things until you make them remove them.

…and just fyi, the credit bureaus make even more money by selling everything they have on you to companies that pay for it. Those companies then make a decision on whether you buy a car or a home, get insurance or a job, and so forth. And when you think about how they report inaccurate information, it’s very troubling.

How many times have you heard that only time can clean up credit? That there is nothing you can do about your bad credit report? I tell you, you can do something about it. I did and that is the TRUTH.

You see if there is any inaccuracy in the way they report on you, then you have a case. They have to be 100% correct on all levels. Did you know that? There is the Fair Credit Reporting Act that protects you against the credit bureaus.

So as we go forward in these articles we’re going to credit war to clean up credit for you. The very first thing we’ll do is show you how to get your free credit report and then stop those phone calls from harassing you.

No more phone calls from collection agencies. That alone should make you feel better.

We’ll talk soon…. Choice Harris

About the Author:

Choice Harris believes in helping those in need. His motto is each-one-help-one. He wants to help you clean up credit. Get free insider tips on how you can raise your credit score by 249 points in 90 days. Presented in common everday language that you can put to immediate use.

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