As well as balance transfer cards, reward cards, cash-back cards and the whole host of other cards that are available there is good news for those consumers that want to ‘give a little back’: plastic now has a conscience in the form of charity or ‘affinity’ credit cards. The charity card concept was started nearly 20 years ago and is available from many different organisations. They aim to have the same benefits and facilities of a more traditional credit card, but at the same time, are designed to make a small donation to your chosen charity each time the credit card is used. The donation made is a percentage of each purchase and the credit card issuer makes the donation on your behalf. But do these credit cards really offer the stability of more traditional credit cards and how do you find the one that suits you best? Is it a case of choose the charity or choose the card?


